Mushroom accepted. Thanks, Animela! =D

Animela... is there something wrong with the urls...? When I click on Jen's name (in first page) I'm sent to Lady's user page. Clicked Lady's name and was sent to write you a pm....

Yeah for some reason it shifted all of the links up one because I somehow had a double. The double has been switched out for the actual link and it has resolved itself.
Thank you for point this out!

1) That is the most expensive mushroom I've ever seen. 0.o

2) Shouldn't there be a maximum balance? I mean, if you keep 10,000,000 in an account, then every month he'll be getting 2,000. 0.o More than that if he doesn't withdraw any money.
How would the bank make enough to pay for that?

I was actually discussing that with Jenni in a private chat last night because she too was curious.
Behind the lines, there is a safety net that allows for growth of interest without issues arising.

Quoting from what I told her
"Interest just get compounded in the accounts themselves.
If you need extra because someone got Interest and wants it, just contact me.
Real banks don't actually get their money from anywhere but their people to my knowledge unless the government bails them out. They actually usually keep less in the vaults than is actually "Kept" in the bank.

I do have a couple people who've kindly asked in PM to become secret Donators.

There's also those who take out loans and end up with interest if they don't pay back soon enough. That's another income to the bank once it starts flowing."

I also have my own methods of bringing in Extra to keep a stable "Net" behind scenes so that one doesn't have to worry about what's going on.

You also have to factor in services, once people start using them.

We should be able to keep a good 1:1 ratio at the very least. My hope is to keep enough in the background to make that 1:1 a 1:2 just in case.

Very interesting idea here, I'd like to give this a shot ^^ (maybe I won't be tempted to spend so much)

Account Application
Username: Seagold
Account Type: Platinum
Preferred Accountant: Animela
First Deposit: 250k gold
Favorite Pet Owned: Hard to pick, but I'm growing quite fond of Erebus here :3

Your card
I'll be sending you a mushroom for 250k for your deposit.

Username: Mousiebrown
Loan Type: Slot Stuff/ Buying my 6th Stable tab (I'm running out of room x.x)
Amount to Borrow: 480k (Sorry, It's kind of a lot...)
Planned Payback Date: I do missions daily, I sell quite a few pets, and I explore a lot, so I guess by July 1st.

Go ahead and send me a mushroom with a CoD of 480k
I've marked you down with the Loan.

Thank you! ^-^